The paperwork, in plain sight
Every document that governs your use of Liddie, public before you sign up.
Who you're dealing with
Liddie Payments S.A. is a company governed by the laws of the Republic of Panama. It operates a custodial cryptocurrency payment platform: payments are verified on-chain and credited to your balance, which you withdraw to addresses you whitelist.
The documents
Fifteen public documents, each with a plain-language summary. Every link opens the full text in the Liddie legal hub.
Core agreement
Terms of Service and Master Merchant Agreement
The master contract for using Liddie. It incorporates the rest of the pack by reference, so it is the place to start.
Custody and Settlement Terms
How Liddie holds credited balances, how settlement and withdrawals work, and how the risk of loss is allocated.
Fee Schedule
How fees are calculated, deducted, and collected, including the pass-through network cost.
Refund, Reversal and Finality Policy
Which transactions are final, and how refunds and reversals are handled when they apply.
Policies
Acceptable Use Policy
The conduct and business categories that are not allowed on Liddie, and the ones that require review first.
Prohibited and Restricted Jurisdictions and Activities
The countries and activities where the service may not be used.
AML, CFT and Sanctions Policy
How Liddie screens and monitors activity against anti-money-laundering, counter-terrorism-financing, and sanctions rules.
Privacy Policy
What personal data Liddie processes, why, on what legal basis, and what rights you have over it.
Cookie Policy
Which cookies and similar technologies are used and how you can control them.
Everything else
Risk Disclosure Statement
What can go wrong with virtual assets and with the service itself, stated plainly. Read it before you rely on either.
Electronic Communications and E-Sign Consent
Your agreement to receive contracts, records, and notices electronically.
Data Processing Addendum
Controller and processor terms that apply when Liddie handles personal data about your customers.
Complaints and Dispute Resolution Procedure
How to raise a complaint, how it is handled, and how disputes are resolved.
Referral Programme Terms
The terms for earning and receiving rewards in the referral programme.
Payer and Checkout Terms
The terms that apply to customers and donors who pay through a Liddie checkout.
Your consent at sign-up
Creating an account requires accepting the Terms of Service and the Privacy Policy. The acceptance is recorded together with the document version and a timestamp, so both sides know exactly what was agreed and when.
Complaints and legal inquiries
If something has gone wrong, or you need to reach us formally, the procedure below describes how to raise it and how a dispute is resolved.
Take your first payment today
Signing up is free and takes minutes. You pay one flat fee when you get paid, and nothing when you do not.
Subject to onboarding review. Not available in all jurisdictions or business categories.